Fines for no insurance, even when not driving

Changes to the law regarding vehicle insurance will come into effect in spring

The amendments will make it an offence to keep a vehicle uninsured as well as driving a vehicle with no insurance. The DVLA will work with the Motor Insurers’ Bureau to identify vehicles that have no insurance, send a letter to the registered keeper asking them to insure the vehicle or face a £100 fine. Uninsured vehicles add about £30 to law abiding motorists’ premiums each year.


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8 Responses to “Fines for no insurance, even when not driving”

  1. Bob Long says:

    This seems to be another government ploy to get even more money from the poor motorist. As a motorcyclist, I have 3 motorcycles in my garage, but only one is roadworthy, the other 2 are in various states of repair. Why should I have to pay insurance on something which will not even start, let alone venture out on to the road. If a vehicle is Sorn’d then why should it need to be insured? It is an offence to use it on the road already. This stupid idea will not stop drivers using vehicles without insurance, any more than the law does now. If they are doing it now, they will still do it.

  2. james wyatt says:

    hi surely if it is not beening used and parked off road it don’t need to be insured, a new name for the dvla must be DICK TURPIN

  3. Suzi says:

    So the average law-abiding person who may SORN his vehicle and keep it offroad gets hit with costs but this new law will still not solve the problem of those driving with un-registered or wrongly registered vehicles, or those who still won’t give a damn.

  4. admin says:

    Just to confirm, if your vehicle is properly SORD’d, then the vehicle is exempt from the new power of Continuous Insurance Enforcement.

    Original Article

    http://nds.coi.gov.uk/content/detail.aspx?NewsAreaId=2&ReleaseID=417373&SubjectId=2

  5. Ken Lines says:

    I agree with Rob. Welcome to rip-off Britain. One would have thought that with the proliferation of ANPR cameras, both mobile and fixed, it would have been relatively simple to identify uninsured vehicles, stop them, confiscate them and crush them.

    This new tax on the motorist will, no doubt, raise much revenue for the insurance companies (they must be laughing all the way to the bank, methinks). Obviously there will also be a nice rake off for HMR&C. If the cost of uninsured vehicles is costing each insured driver/rider around GB£30 pounds per annual policy can we assume that the cost of insuring second third and fourth vehicles (purely to maintain the status quo) will be around the same figure? There is a small problem, however. How are they going to overcome the problem of ‘iffy’ cars with false and cloned numberplates? Do they seriously think that people who drive uninsured, as a matter of choice, are going to say ‘Oh dear me, mea culpa, now I must change my ways and insure my car.’ Cloud cuckoo land still reigns in the hallowed halls of government.

    Ken Lines.

  6. Cash Cow says:

    Oh dear oh dear !

    My insurance over the last two years has gone UP and UP for NO REASON ! first year (2009) it was £470 fully comp. 2010, went up to £740 fully comp… that was with 4 years ncb and no convictions or claims….. !
    This year, 2011 – its £1300+ same car, just extra two years ncb! Why… well this is now pretty clear, as the insurance industry KNOW THEY CAN charge what they like now… ! Because we MUST have it, regardless of if we will use the vehicle or not ! What If my car is ok to use, but I do not want to renew my insurance and chose to leave the car taxed and mot’d on my driveway… of the public highway with a chain across the front ? Looks like I now CAN NOT ! I have to either sorn the car and go to the hassle and cost/loss of claiming the tax back or pay up renew or keep the insurance going.

    STAND UP AND SAY NO TO THIS GREEDY GOVERNMENT PEOPLE ! baaa baaaaaa baaa …. country of sheep !

  7. Ken Lines says:

    My advice is 1) Ask alll your contacts who they insure with and what the costs are. 2) Shop around amongst the recommended companies for the best deal. 3) I insure my Toyota through Toyota insurance, affordable premiums, around £275 for fully comp with all the bells and whistles. 4) For bike insurance I recommend finding a good broker (not sure if can can give names here). I do find it a little odd that I can insure my CBR600RR-7 fully comp, again with all the bells and whistles, for £25 p.a. less than it costs to insure my 1997 Toyota Carina SE Auto. Next year I might try a quote for insuring bike and car with the company I currently have my bike insured with.

    With both my car and bike insurance companys inflationary increases have always been reasonable and this year my bike insurance has actually dropped slightly.

    Ken Lines.

  8. ahmed says:

    people should protest with this nonsense why would you pay £100 because you car is parked up in your house on your drive with no insurance the reason it has no insurance is because you cannot afford it or you got insurance which allows you to drive any vehicle whether it is insured or not, how would you get a high insurance group car insured ?? now you are going to get charged £100 for just parking the car on the drive, and with the scorn of excuse how would someone be able declare their car off road then a week later declare it on road again vice versa we haven’t got the time, all these new laws do is shove their finger further up us the law abiding citizens asses it is about time we got together and said no,